بِسمِ اللَّهِ الرَّحمـٰنِ الرَّحيمِ وَالعَصرِ
By Time.
إِنَّ الإِنسانَ لَفي خُسرٍ
The human being is at a loss.
إِلَّا الَّذينَ آمَنوا وَعَمِلُوا الصّالِحاتِ وَتَواصَوا بِالحَقِّ وَتَواصَوا بِالصَّبرِ
Except for those who believe, do good deeds, encourage truth, and recommend patience.